How Northampton teen investment guru is making serious money

He’s making more than £25,000, has his own business and helps companies with their social media marketing – and he’s 18.

Two years ago, Finlay Little was scraping through his GCSE’s and had taken jobs in McDonald’s and as a pot washer to try and earn a little money.

Now the teen investment guru from Brixworth is making serious moves in online trading and social media.

He says he makes at least £25,000 a year – and can make as much as £3,000 in one week.

This is through trading on the Foreign Exchange Market and in Cryptocurrency, as well as providing social media marketing advice to companies, online courses, and private mentorship.

Finlay also owns his own business, Two-Time FX, and has well over 50,000 followers across his Tik Tok and Instagram accounts.

He said: “I started trying to make my own money when I was about 16. I was working as a pot-washer to build up money and reinvest into stocks, which I was starting to become really interested in, especially stock market currency. By January 2020, I was starting to get pretty good at it.

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“I decided pretty early on I needed to build a personal brand in order to take my social media marketing business to the next level. Having that edge with a social media following, plus learning to make your own website, it gave me a platform that I was really able to build from.

“I was never academically gifted. Actually, I was probably one of the naughtiest kids at school. At the start of Year 11, I was predicted to fail all of my GCSEs apart from two. I ended up getting 4s and 5s in everything, which is about a C.

“At this time I was really unsure of what I wanted to do. I took a sports BTEC at college, but the whole time I was there, I was trading.”

Finlay said he used to get to college about an hour early with his ancient MacBook, and work on his trading.

He said: “Compared to what I’m doing now it was obviously very amateur and stuff, but I guess since the beginning I’ve always just been quite hungry to learn

“College finished early last year because of Covid, and that’s when I really started to make more online content and get my business going.”

“I wasn’t initially looking to make money from private mentoring. But I was getting so many business and stock related messages, that it just kind of created a demand.

“I kind of thought, all these people are asking for tips and mentoring on the stock market and I can’t just let this slide. I need to take advantage of this opportunity.”

Finlay offers Forex Mentorship, Capital Risk Management and Educational programmes through his company Two-Time FX.

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He says it is hard to give me an accurate figure, but estimates he’s made around £25,000 since this time last year, with £15,000 of that coming in since November.

In a good week, he can make as much as £3,000.

He said: “Most of what I know is completely self-taught. I’ve taken online courses and worked under big investors such as Patrick Munnelly, but YouTube is an incredible resource that I learnt a lot from.”

Finlay also said he has been giving small donations to start-up businesses to give them the boost he wished someone had given him. He does this through his giveaways on Tik-Tok.

He said: “Something as small as £100 wouldn’t do much for most businesses, but for someone just starting out it can really give them the push they need.”

The self-employed 18-year-old is currently sitting a Chartered Institute for Securities & Investment exam, which he hopes will help his chances of achieving his future goal: to open his own hedge fund.

He said: “That the goal really, and get some investors on board and stuff like that.

“But I still have a few years of building up reputable results, and being able to show I can make good returns over certain time periods and stuff before I can do anything like that.”

Finlay’s three tips for new investors

Stay away from social media. “There are a lot of scammers about. There are some good people, but most people are just trying to make themselves money. If something sounds too good to be true, it’s because it is.”

Get that live account experience. “If you’re looking at investing in stocks for the first time, you know, it’s all well and good using demo accounts, but using real money brings a whole different psychology with it. Trading is 99% psychology and 1% strategy.”

Always do your own research. “It can be easy to get caught up in the hype of a company you’re looking at investing in. Make sure you’re doing your own research and due diligence.”